Top tips

Bring in the New Year with NetBank

Many of us begin the New Year with resolutions, determined to improve certain aspects of our lives. So you might be thinking about eating more healthily (after all that holiday fare) or going to the gym a little more regularly, or perhaps just spending more time with your family. It’s also a great time to think about getting your banking and finances into shape.

Just like your other resolutions, it’s the small adjustments that you’re likely to stick to — and are likely to pay off in the long term. So here are some suggestions for simple, effective financial resolutions for 2009: 

1. Look at the big picture.
   Talk to a financial planner about your financial goals and how to reach them. Make an appointment with a financial planner today.
2. Plan your family budget.
   Work out your budget for the year ahead with our free budget planning tool. Just putting it down in front of you is a great way to spot areas where you may be able to save.
3. Stay in control of your spending.
   A great way to enjoy the convenience of paying by card but without going into debt is a Commonwealth Bank Debit Mastercard: your cash, your call. To apply, login to NetBank, click on the “Offers & apply” tab and you’ll find the application form on the accounts link.
4. Start saving regularly.
   If you’re still paying off Christmas purchases into the New Year, you may be wondering if there’s a better way. With a NetBank Saver account, you can set up a regular savings plan, earn great interest and pay no account fees — it’s a simple way to save for next Christmas! To apply, login to NetBank, click on the “Offers & apply” tab and you’ll find the application form on the accounts tab.
5. Secure yourself online.
   Keeping yourself secure online isn’t just a one-off. You need to keep up-to-date, so run NetBank’s new optimisation check to make sure you’re doing all the right things. And visit the new NetBank Security Centre for more tips on improving your online security and information on the latest hoax emails.
6. Make the most of our offers.
   Check out our new NetBank ‘Offers & Apply’ section to see the latest offers from the Bank. Just login to NetBank, click on the “Offers & apply” tab
7. Protect your assets.
   Make sure the lifestyle and possessions you’ve worked to acquire are adequately covered. For a quick quote on home and contents insurance, login to NetBank, click on the “Offers & apply” tab and select the Insurance link.
8. Take advantage of the Federal Government's Deposit Guarantee.
   Benefit from the combined security of the Commonwealth Bank and the Government Deposit Guarantee, by putting your money in one of the Bank’s many savings and Investment accounts. The Federal Government’s Deposit Guarantee only applies to eligible deposits up to and including $1 million for a 3 year period commencing 12 October 2008. To open a new account, login to NetBank, click on the “Offers & apply” tab and apply for a new account online.
9. Use our new mobile services.
   Check your balance or find your nearest Commonwealth Bank  branch or ATM with our new NetBank mobile service available to customers on “New NetBank”. Find out more about mobile banking or find out more about “New NetBank”
10. Do your bit to help save the planet.
    You can help us reduce our carbon footprint by turning off paper statements and receiving them electronically instead. Find out more. And you can register for BPAY View, so you can receive bills via email, saving more paper (and filing!).
11. Never miss a bill again.
    Schedule your bills and easily keep track of upcoming bills with all your future transactions clearly visible on your homepage.
12. Make use of an additional login.
    Useful when you want to check your balances but not carry out transactions, particularly when using public or shared computers. Also handy to allow another person, like your accountant, to only view your accounts. View our demo to see how easy and effective an additional login can be.

Happy New Year from all of us at NetBank.

• As this advice has been prepared without considering your objectives, financial situation or needs, you should before acting on this advice, consider its appropriateness to your circumstances.  If you have a complaint, the Bank’s dispute resolution process can be accessed on 13 2221.  Terms and Conditions issued by Commonwealth Bank of Australia for Transaction, Savings and Investment Accounts and Term Deposits are available by calling 13 2221, from commbank.com.au or from any branch of the Bank.  The issuer and insurer of Home and Contents Insurance is Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL) and Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 is an arranger of the insurance.  CIL is a wholly owned but non –guaranteed subsidiary of the Commonwealth Bank.  A Product Disclosure Statement for Home and Contents Insurance is available by calling 13 2224 and should be considered in any decision about the product.